Best Airbnb Credit Cards in June 2025
Chase Sapphire Preferred® Card
- Earn 2x points on travel and dining, which includes Airbnb
- 25% more value when redeeming through Chase Ultimate Rewards
- Earn 60,000 bonus points after spending $4,000 in the first 3 months
- No foreign transaction fees
- Travel and purchase coverage
American Express® Gold Card
- Earn 3x Membership Rewards® points on flights and Airbnb
- $120 dining credit annually
- No foreign transaction fees
- Complimentary hotel benefits with The Hotel Collection
Capital One Venture Rewards Credit Card
- Unlimited 2x miles on every purchase, including Airbnb
- 60,000 bonus miles when you spend $3,000 within 3 months
- Statement credit for Global Entry or TSA PreCheck®
- No foreign transaction fees
Citi Premier® Card
- Earn 3x points on air travel, hotels (including Airbnb), and dining
- 60,000 bonus ThankYou® Points after $4,000 in purchases within 3 months
- Points transfer to participating airline loyalty programs
- No foreign transaction fees
The Platinum Card® from American Express
- 5x Membership Rewards® points on flights and prepaid hotels, including Airbnb, booked on amextravel.com
- $200 hotel credit for stays at Fine Hotels + Resorts or The Hotel Collection
- Access to the Global Lounge Collection
- $200 airline fee credit annually
- No foreign transaction fees
In the ever-growing world of travel and accommodations, Airbnb has become a popular choice for explorers seeking unique stays. To make the most out of your Airbnb experiences, having the right credit card can offer significant benefits. This guide will navigate you through what to look for when searching for the best Airbnb credit card.
Why Use a Credit Card for Airbnb?
Using a credit card for Airbnb bookings comes with several advantages:
- Rewards Points and Cash Back: Many credit cards offer rewards programs that can earn you points or cash back on every dollar spent.
- Travel Protections: Some credit cards offer travel insurance, purchase protection, and other perks that can add peace of mind to your travels.
- Credit Score Impact: Using a credit card wisely can help build or maintain your credit score, which is beneficial for your financial health.
Key Features to Look for in an Airbnb Credit Card
When selecting the best credit card for Airbnb, consider the following features:
1. Reward Structures
Focus on cards that offer:
- Bonus Points: Look for cards that provide bonus points on travel-related expenses, including accommodations.
- General Spending Rewards: Cards that offer robust rewards for general spending can also be beneficial if they align with your broader financial habits.
2. Sign-up Bonuses
Many credit cards offer enticing sign-up bonuses after reaching a specified spending threshold within the initial months. This can be a great way to earn additional travel benefits upfront.
3. Foreign Transaction Fees
For those traveling internationally and using Airbnb, avoiding foreign transaction fees is crucial. Ensure the card you choose does not charge extra for international purchases.
4. Travel Insurance Benefits
Look for cards that provide travel-related insurance, such as trip cancellation/interruption insurance, baggage delay insurance, or travel accident insurance, which can save you money in unforeseen situations.
5. Annual Fees
While some cards charge higher annual fees, they often come with more comprehensive benefits. It's essential to balance the costs with the rewards and perks you'll actually use.
6. Customer Support and Accessibility
When traveling, having access to helpful customer service is vital. Choose a card that offers reliable customer support, ideally with 24/7 access, and a user-friendly digital platform for managing your account on the go.
How to Maximize Your Airbnb Credit Card Benefits
Maximizing the benefits of your Airbnb credit card involves strategic use and an understanding of its advantages:
- Frequent Usage for Travel: Use your card for all travel-related expenses to accumulate rewards quickly.
- Timely Payments: Pay off your balance in full each month to avoid interest charges, maximizing the value of your rewards.
- Take Advantage of Promotions: Stay informed about ongoing promotions that can boost your rewards earnings, such as limited-time bonus categories or statement credits.
Conclusion
Choosing the best Airbnb credit card involves understanding your travel habits and financial goals. By focusing on the critical features like rewards structures, sign-up bonuses, and travel protections, you can find a card that enhances your Airbnb experience and fits seamlessly into your lifestyle. Consider your unique needs, and start earning the most value from your Airbnb adventures today.
This comprehensive guide should help you navigate the selection process for an Airbnb credit card without making specific product recommendations. Always assess your financial situation and consult with a financial advisor if needed to ensure you make the best choice for your travel and financial plans.